The Plum Card® from American Express

The Plum Card® from American Express from American Express

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Card overview
The card_name is an ideal choice for businesses looking for flexibility in managing cash flow. This card stands out for its unique payment terms, allowing you to choose between earning a discount for paying early or deferring payment for up to 60 days without accruing interest charges. The best reason to get this card is the ability to take advantage of early payment discounts, which can lead to significant savings for your business. With its emphasis on providing payment flexibility and cost-saving opportunities, the American Express Plum Card is a valuable tool for businesses seeking greater control over their cash flow.

What comes with this card

Bonus value

$0

Credit Score Needed

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Annual Fee

annual_fees

See rates and fees

Welcome Offer

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No Rewards

ANNUAL FEE: annual_fees - See rates and fees

INTEREST RATES (APR): reg_apr,reg_apr_type

LATE FEES: late_payment_fee

PENALTY APR: N/A

BALANCE TRANSFER FEE: balance_transfer_fees

CASH ADVANCE APR:
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• Fee: cash_advance_fee

For rates and fees of the card_name, click here

Purchase Protection

• Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account

Auto Rental Collision Insurance

• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.

Extended Waranty Protection

• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.

Cashback

Yes

American Express Benefit Guide

For Benefit Guide of card_name check here

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Return protection: • Refund up to $300 per item (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires. • Eligible item protection: Shop confidently with Return Protection coverage. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details.

Purchase protection: • Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.

Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.