Delta SkyMiles® Reserve American Express Card
from American Express
Delta SkyMiles® Reserve American Express Card from American Express
Card overview
What comes with this card
Bonus value
$600 (Our Evaluation)
Credit Score Needed
credit_score_needed
Welcome Offer
bonus_miles_full
ANNUAL FEE: annual_fees - See rates and fees
INTEREST RATES (APR): reg_apr,reg_apr_type
LATE FEES: late_payment_fee
PENALTY APR: 29.99%
INTRO APR ON PURCHASES: intro_apr_rate,intro_apr_duration; After that, reg_apr,reg_apr_type
INTRO APR ON BALANCE TRANSFER: balance_transfer_intro_apr,balance_transfer_intro_duration; After that, reg_apr,reg_apr_type
BALANCE TRANSFER FEE: balance_transfer_fees
CASH ADVANCE APR:
•
cash_advance_apr
• Fee: cash_advance_fee
Credits
• Receive up to $240 Resy Credit, which is $20 per month in statement credits on eligible purchases with U.S. Resy restaurants after you enroll through your americanexpress.com account. • Receive up to $120 Rideshare credit, which is $10 back in statement credits each month after you use your Delta SkyMiles® Reserve Business Card to pay for U.S. rideshare purchases with select providers. Enrollment is required. • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
Purchase Protection
• Covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per account
Auto Rental Collision Insurance
• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $75,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.
Extended Waranty Protection
• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.
American Express Benefit Guide
https://www.americanexpress.com/us/credit-cards/features-benefits/policies/
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Return protection: • Get a Refund up to $300 per item if you are not happy with your purchase (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires. • Eligible item protection: Shop confidently with Return Protection coverage. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details.
Purchase protection: • Covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per account • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $75,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
Trip Cancellation Insurance: • Coverage for canceled or interrupted travel due to unforeseen medical emergencies and more. • Max $10,000 per person per trip, with a maximum of $20,000 per year. • Covers non-refundable travel expenses such as flight tickets and hotels. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.
Lost Luggage Reimbursement: • Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $500 per person for checked baggage. • Up to $1,250 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Trip Delay Insurance: • Claim up to $500 per ticket in the event of a 6+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.
Cell Phone Protection : • Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your credit card. • Enjoy the benefit of up to 2 claims per 12 month period. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.