Blue Cash Preferred® Card from American Express

from American Express

Blue Cash Preferred® Card from American Express from American Express

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Card overview
The card_name is a top choice for maximizing cash back on everyday purchases. It offers high cash back rates on categories like groceries, gas, and streaming services, making it ideal for families and frequent shoppers. With its robust rewards program, this card provides an efficient way to earn cash back on your everyday spending. The American Express Blue Cash Preferred Card also offers additional benefits such as purchase protection and extended warranty coverage, ensuring peace of mind with your purchases. Whether you're stocking up on groceries or streaming your favorite shows, this card offers generous rewards for your everyday expenses.

What comes with this card

Bonus value

$250 (Our Evaluation)

Credit Score Needed

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Annual Fee

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See rates and fees

Welcome Offer

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• Earn 6% Cashback, Up to $6,000 per year at U.S. supermarkets; On Select U.S. streaming subscriptions. After that it's 1% • Earn 3% Cashback, On transit, including taxis, rideshare, parking, tolls, trains, buses, and more; At U.S. gas stations. • Earn 1% Back, On all other eligible purchases. • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

ANNUAL FEE: annual_fees - See rates and fees

INTEREST RATES (APR): reg_apr,reg_apr_type

LATE FEES: late_payment_fee

PENALTY APR: 29.99%

INTRO APR ON PURCHASES: intro_apr_rate,intro_apr_duration; After that, reg_apr,reg_apr_type

INTRO APR ON BALANCE TRANSFER: balance_transfer_intro_apr,balance_transfer_intro_duration; After that, reg_apr,reg_apr_type

BALANCE TRANSFER FEE: balance_transfer_fees

CASH ADVANCE APR:
cash_advance_apr
• Fee: cash_advance_fee

Credits

• $120 Equinox statement credit, $10 per month on select memberships. Enrollment is required • $7 credit each month after spending $9.99 or more each month on an eligible subscription to The Disney Bundle(Disney+, Hulu,and ESPN+). Enrollment is required.

Purchase Protection

• Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account

Auto Rental Collision Insurance

• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.

Extended Waranty Protection

• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.

Cashback

Yes

American Express Benefit Guide

https://www.americanexpress.com/us/credit-cards/features-benefits/policies/

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Return protection: • Get a Refund up to $300 per item if you are not happy with your purchase (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires. • Eligible item protection: Shop confidently with Return Protection coverage. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details.

Purchase protection: • Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.

Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.