U.S. Bank Business Platinum Card

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U.S. Bank Business Platinum Card from US Bank

Card overview
The U.S. Bank Business Platinum Credit Card stands out by offering 0% APR on both purchases and balance transfers, a superb feature for managing business expenses. It provides 0% introductory APR for the initial 18 billing cycles, offering great flexibility for early expenses. After this period, the APR adjusts to 17.24%-26.24%, determined by your creditworthiness and the Prime Rate. The card's 0% introductory APR for balance transfers applies only if the transfer is made within the first 30 days of account opening, and this rate lasts for 18 billing cycles. Subsequently, the APR will be between 17.24% and 26.24%, based on your credit. Although the card doesn't offer rewards, its balance transfer feature is highly advantageous as it doesn't impact your credit score and report, making it a wise choice for business owners.
Learn More How To Apply

What comes with this card

Bonus value

$0

Credit Score Needed

Excellent, Good

Annual Fee

$0

See Rates and Fees

Welcome Offer

0% introductory APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR, currently 17.24% to 26.24% based on your creditworthiness when you open your account.

• No Rewards

ANNUAL FEE: $0 - See Rates and Fees

INTEREST RATES (APR): 17.24% to 26.24%

LATE FEES: $19 on balances up to $100, $29 on balances from $100 up to $250, $39 on balances of $250 or more

PENALTY APR: 29.99%

INTRO APR ON PURCHASES: 0% introductory APR for the first 18 billing cycles.; After that, 17.24% to 26.24%

INTRO APR ON BALANCE TRANSFER: 0% introductory APR for the first 18 billing cycles for balances transferred within 30 days from account opening.; After that, 17.24% to 26.24%

BALANCE TRANSFER FEE: Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

CASH ADVANCE APR:
• 29.99% Variable APR
• Fee: Either 5% of the amount of each advance or $10 minimum, whichever is greater.

Purchase Protection

• Covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per account.

Auto Rental Collision Insurance

• Worldwide primary coverage for business rental purposes (up to 31 days). • Worldwide secondary coverage for personal rental purposes (up to 31 days). • Excluding Israel, Jamaica, the Republic of Ireland, or Northern Ireland

Extended Waranty Protection

• Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. • Maximum claim amount of $10,000 per claim • Maximum claim amount of $50,000 per account

Cashback

Yes

US Bank Benefit Guide

For Benefit Guide of U.S. Bank Business Platinum Card check here

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Editorial Note: The opinions expressed in this content are those of the author and are not provided or commissioned by the credit card issuer. They have not been endorsed or reviewed by the credit card issuer. The responses contained herein are also not provided or commissioned by the bank advertiser and have not been approved or endorsed by them.