Citi Simplicity® Card

Advertiser disclosure
card_name
card_name
card_name

Citi Simplicity® Card from Citi

card_name
Card overview
The card_name is a straightforward card that offers simplicity and convenience to cardholders. It is well-suited for individuals who prioritize a hassle-free credit card experience. One of the standout features of this card is its long introductory APR period, which can be beneficial for those looking to make large purchases or transfer balances without incurring interest charges for an extended time. Additionally, the card has no late fees or penalty rates, providing peace of mind for those who may occasionally miss payments. With its focus on simplicity and flexibility, the Citi Simplicity Credit Card is an excellent choice for individuals who prefer a straightforward credit card with minimal fees and a long introductory APR period.
Learn More How To Apply

What comes with this card

Bonus value

Credit Score Needed

credit_score_needed

Annual Fee

annual_fees

See rates and fees

Welcome Offer

bonus_miles_full

No Rewards

ANNUAL FEE: annual_fees - See rates and fees

INTEREST RATES (APR): reg_apr,reg_apr_type

LATE FEES: late_payment_fee

PENALTY APR: 29.99%

INTRO APR ON PURCHASES: intro_apr_rate,intro_apr_duration; After that, reg_apr,reg_apr_type

INTRO APR ON BALANCE TRANSFER: balance_transfer_intro_apr,balance_transfer_intro_duration; After that, reg_apr,reg_apr_type

BALANCE TRANSFER FEE: balance_transfer_fees

CASH ADVANCE APR:
• cash_advance_apr
• Fee: cash_advance_fee

Purchase Protection

• Refund for damaged or stolen purchases within 90 days of purchase. • Max refund per claim: $1,000. • Max refund per account: $50,000.

Extended Waranty Protection

• Extend manufacturer's warranty by 24 months, providing coverage for up to 7 years from the purchase date. Coverage begins after the expiration of any purchased extended warranty. • Coverage is limited to the lesser of repair/replacement cost, purchase price, amount charged to Citi Card (including ThankYou Points), or $10,000 per item.

Advertiser Disclosure: Compensation is received by ImzistDeals from companies whose links appear on its site. The Amazon Services LLC Associates Program is an affiliate advertising program in which ImzistDeals is a participant and which enables the site to earn advertising fees by advertising and linking to amazon.com. Through the links on the site, ImzistDeals earns from qualifying purchases as an Amazon Associate. ImzistDeals also receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on ImzistDeals.com. ImzistDeals has partnered with CardRatings to feature credit card products. Both ImzistDeals and CardRatings may earn a commission from card issuers. However, banner placement is influenced by compensation. Not all credit card offers available in the marketplace are featured on the ImzistDeals site.

Editorial Note: The opinions expressed in this content are those of the author and are not provided or commissioned by the credit card issuer. They have not been endorsed or reviewed by the credit card issuer. The responses contained herein are also not provided or commissioned by the bank advertiser and have not been approved or endorsed by them.