American Express® Business Gold Card

American Express® Business Gold Card from American Express

card_name
Card overview
The card_name is an excellent choice for business owners who want to maximize their rewards on common business spending categories. It is typically known for its rewards program, offering generous points on eligible purchases such as, advertising, and gas stations. The best reason to get this card is the opportunity to earn substantial rewards on your everyday business expenses, helping you earn points that can be redeemed for travel, gift cards, or other valuable rewards. With its tailored rewards structure and additional business benefits, the American Express Business Gold Card is a valuable tool for optimizing your business expenses and earning rewards along the way.

What comes with this card

Bonus value

$1,000 - $1,500 (Our Evaluation)

Credit Score Needed

credit_score_needed

Annual Fee

annual_fees

See rates and fees

Welcome Offer

bonus_miles_full + Get intro_apr_rate,intro_apr_duration

• 4X Points per dollar in your top two spending categories each billing cycle, which include: - Purchases at US media providers for advertising in select media (online, TV, radio) - U.S. purchases made from electronic goods retailers and software & cloud system providers - U.S. purchases at restaurants, including takeout and delivery - U.S. purchases at gas stations - Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways - Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. • You'll receive the 4X Points per dollar on the first $150,000 spent across these combined categories annually, 1X point thereafter. • 3X Points on flights & Pre-Paid hotels booked on AmexTravel.com • 1X Points on all other eligible purchases. (Terms and Limitations Apply)

ANNUAL FEE: annual_fees - See rates and fees

INTEREST RATES (APR): New: intro_apr_rate,intro_apr_duration ; after that, reg_apr,reg_apr_type

LATE FEES: late_payment_fee

PENALTY APR: 29.99%

BALANCE TRANSFER FEE: balance_transfer_fees

CASH ADVANCE APR:
cash_advance_apr
• Fee: cash_advance_fee

For rates and fees of the card_name, click here

Credits

• Free Walmart+ Membership with $12.95 monthly credit (subject to auto-renewal). Enrollment Required. • Earn up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. Terms Apply. Enrollement Required. • $100 Statement credit on The Hotel Collection bookings booked through american express travel. Hotel collection requires a minimum 2-night stay. Terms Apply.

Purchase Protection

• Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account

Auto Rental Collision Insurance

• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.

Extended Waranty Protection

• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.

American Express Benefit Guide

For Benefit Guide of card_name check here

Advertiser Disclosure: Compensation is received by ImzistDeals from companies whose links appear on its site. The Amazon Services LLC Associates Program is an affiliate advertising program in which ImzistDeals is a participant and which enables the site to earn advertising fees by advertising and linking to amazon.com. Through the links on the site, ImzistDeals earns from qualifying purchases as an Amazon Associate. ImzistDeals also receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on ImzistDeals.com. ImzistDeals has partnered with CardRatings to feature credit card products. Both ImzistDeals and CardRatings may earn a commission from card issuers. However, banner placement is influenced by compensation. Not all credit card offers available in the marketplace are featured on the ImzistDeals site.

Editorial Note: The opinions expressed in this content are those of the author and are not provided or commissioned by the credit card issuer. They have not been endorsed or reviewed by the credit card issuer. The responses contained herein are also not provided or commissioned by the bank advertiser and have not been approved or endorsed by them.

Purchase protection: • Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.

Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Lost Luggage Reimbursement: • Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $500 per person for checked baggage. • Up to $1,250 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.

Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.

Trip Delay Insurance: • Claim up to $300 per ticket in the event of a 12+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.

Cell Phone Protection : • Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your credit card. • Enjoy the benefit of up to 2 claims per 12 month period. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.